HOMEBUYER & CREDIT EDUCATION (HCE)
Are you looking for an opportunity to buy, leverage, or sell your home?
We can help. Our comprehensive program will help you understand the fundamentals and keys to the process of buying, selling refinancing, or getting an equity loan from your home.
- Duration: 4 Sessions / 2 hours each /Zoom Webinars
- Days: Saturday & Monday: Time: 6:30-8:30
Why Do You Need This Training?
Homeownership is the most critical decision a family can make because it involves the greatest liability that can positively or negatively impact the financial stability of the buyers. Homebuying is different from buying furniture or a car, especially because of the amount of money involved and the type of obligation it ties the buyer to. Many people who were ill-prepared and rushed to purchase a house saw their lives ruined and marriages fall into the abyss. That’s why Coach Greb designed the homebuyer credit education and preparation program.
What will be Covered
The program covers the key elements of homebuying and homeownership as well as the legal rights and obligations of a homeowner. If you are planning to buy your first or second home, you still need to update the information to make sure you are not burned or taken advantage of when you are buying, refinancing, or selling your home:
1. What are mortgage lenders looking for on your credit profile;
2. How can you make sure you get the right type of credit rating
3. How to get the right type of income and home affordability match’.
.4. What is the right Debt-to-Income Ratio and why is it important
5. How to get started and whom to work with
6. What type of home to buy and how much you must pay down
7. What type of home purchase and downpayment assistance is available to you?
8. What documentation is required and how to get them
9. How long is the process and what will be your total moving cost?
10. Should you bother ( husband and wife ) be on the loan
11. Avoiding Foreclosure
12. Home improvement versus home renovation, and how to add value to your home for sale,
13. How to apply for refinancing or HELOC.
14. How to avoid a mechanical lien or any type of encumbrance to your home
Program Learning Outcomes
Demonstrate an understanding of home buying, refinancing, including HELOC, shortages, adding value to your home, improving, and renovation, applying for HELOC, or cash-out refinancing and selling your home. You will understand how each mortgage works and how to pay pay of your home fast. You will learn how to avoid losing your home in foreclosure. You will understand the role and authority of the County Property Tax Division and how to work with them to lower your taxes, You will know the power of the Home Owners Association and their Covenants and Regulations. This course will prepare you to be a responsible homeowner, a law-abiding citizen, and a good neighbor.
How to Apply?
- You Apply
Tell us a little about yourself and we’ll help with the rest. Our convenient online application tool only takes 10 minutes to complete.
- We Connect
After you submit your application, an admissions representative will contact you and will help you to complete the process.
- You Get Ready
Once you’ve completed your application and connected with an admissions representative, you’re ready to create your schedule.
